If you have ever wondered why the same moneylender in Singapore may extend different interest rate loans to two different parties, then you may find the answer in their credit score. Often overlooked, a credit score determines your credit worthiness and has a direct impact on the risk the lender attaches to your loan. Hence, if you are only given a low approval rating, then you may only qualify for high interest rate loans. After your initial
Finance planning is not really that complicated. It simply refers to the ability or scheme to take charge of your money or finances in order to guarantee better financial well-being. In order to reap its benefits, it is highly recommended that you start it as soon as possible. Here we will discuss the top five reasons why you need a financial plan right now: It gives you a bigger picture of your financial life. The
Finishing your college education is probably one of the best things that have ever happened in your life. It is such a relief to finally obtain your Bachelor’s Degree after many years. By now, you are probably excited to start finding the job you want and to live that life you’ve always dreamed of. Well, not so fast. It is important that you take things slow so that you will be able to make the
When finances are tight, there are always loans that will really help you to lift off those financial burdens. Fortunately, you can simply apply for a loan from a trusted moneylender in Singapore. The important thing to remember is that you must have the capacity to pay the loan that you will apply for. This means that you must only borrow cash depending on the cash that you will obtain for a given period of