Fees & Charges

  • Interest rates is charged base on flat rates interest and depends on the type of loan taken.
  • There will be a late penalty fee base on the loan amount for any late payment.
  • A $50.00 penalty will be charged for any dishonoured (bounced) cheque or returned cheque.
  • Should there be any default in payment, all legal fees and additional charges (loan amount, interest, late fees and other charges) will be incurred and borne by the borrower &/or surety as stated in the loan agreement contract.


*JD Credit Pte Ltd reserves the rights to amend any of the Terms & Conditions without any Prior Notice.