Payday Loan Singapore​

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    Get A Payday Loan Within 1 Day​

    Kind of in the middle of a cash stretch? Most people don’t feel comfortable turning to a friend or a member of the family in these cases, for the right reasons. That does not mean you have to put everything in your life on hold until the next payday.


    JD Credit – licensed private money lender in Singapore, a premier lending company has for a selection of best payday loan Singapore that can see you through the dry spell.

    Why You Need An

    Online Payday Loan

    The prospect of payday loans in Singapore is often met with ungrounded anticipation. Payday loans online are nothing like the hefty loans that takes people years to pay.
    foreigner loan
    These are small cash advances sought by people in times of monetary crisis to get through life until the next paycheck enters their account. It is usually small in amount allocated to meet small and immediate expenses. You could use your payday loan for anything ranging from buying a gift to paying the electricity bill. The reasons can be anything as long as it takes only a small amount of money to sort. JD Credit offers attractive payment schemes and interest rates to make payday loans in Singapore less of a liability and more of a benefit for you.

    In 30 Seconds

    Best Payday Loan Singapore

    That’s how easy we make it for you. Just fill in the short form that appears on the top of our landing page and you are golden. Tell us about you by filling in your name, phone number in Singapore, email address  and NRIC. Select your loan amount and submit the form with a click. Our reps will contact you immediately and what will ensure a quick round of verification. Our agents will ask you some very quick and easy questions before they stamp your application for the online payday loans ‘Approved’ and transfer you the fund shortly.

    Why JD Credit

    JD Credit is a legal money lending organization in Singapore. It works with a long list of individual clients and businesses. Our aim is to keep the cash flowing through Online payday loan so that your life is a little easier than you can make it. Here are some reasons why you want to apply for a best payday loan Singapore through JD Credit.

    Pocket-Friendly Payback Rates

    As for our interest rates, they are the lowest in town. But don’t take our word for it. Do your research and you will see.

    Flexible Repayment Modes

    Our borrowers’ convenience is the endgame and we are very accommodating when it comes to chalking out a flexible payment scheme for you.

    No Hidden Costs

    We are legal lending organization that strongly believes in full transparency when it comes to payments and repayments. You will never find a hidden cost in our calculations. Everything is laid out bare for our clients and our reps take them through it one step at a time.

    So, don’t let your life come to a stop if you find yourself in serious cash emergencies between paychecks because our cash advances are only a few clicks away.

    Customer Testimonials of
    Our Licensed Loans In Singapore


    What is payday loan?

    A payday loan, also known as speedy cash, helps aid people in times of monetary crisis until your next paycheck arrives. This loan is often met with ungrounded anticipation, helping people to get out of financial emergencies, such as medical bills or outstanding bills that cannot hold off until the next paycheck.

    How is it different from a fast cash/personal loan?

    A payday loan is a short-term loan, usually due within a month, and as for a personal loan, the term typically lasts for two years. Therefore, payday loan comes with a comparatively higher interest rate as compared to other loans and is of a smaller amount.

    Eligibility – who can apply for JD Credit payday loan?

    To be eligible you have to be at least 18 years of age working at least a part time job. Be a Singapore Citizen or Permanent Resident. If you are a foreigner, we will require your work permit/employment pass.

    Is there a maximum/minimum salary I must earn to take out a payday loan?

    No. However, the loan amount we grant under the personal loan is subjected to your income proof and any outstanding loan you have.

    What is the schedule like for repayment?

    We have a variety of plans such as weekly, bi-weekly and monthly installment plans. During application, kindly state the preferred plans and our agents will get back to with the plans avilable for your case.

    Application – what do I need to apply for the loan?

    To apply, we will require you to fill in a short form, providing us with your name, phone number, email address and NRIC.

    Loan amount – is there a minimum/maximum pay day loan amount that I may take out?

    No. However, the loan amount we grant under the payday loan is subjected to your income proof and if you have any outstanding loan. When taking out a payday loan, you should consider your current earnings and expenses as you should not be taking a loan amounting more than your earnings.

    Tenor – what is maximum tenor for a payday loan?

    There is no maximum tenor, we are open to discussion and working out a plan that is comfortable for both you and our company.

    Early repayment

    May I fully repay my loan amount at any time before my tenor ends? Yes, you may do so. There will even be interest rebate and the earlier you settle, the more interest you will save.

    Refinancing – how do I refinance my payday loan?

    You may consolidate your loans with us along with any other personal loans that you have taken and are currently still repaying under our debt consolidation loan scheme.

    May I take another loan with JD Credit?

    Yes, you may after one month upon receiving your payday loan approval.